You don't have to play online, enter credit card details on the account. So security is what you decide to do.
At least you will have a blueray player, media player, game console all in one.
So still worth it IMHO.
- Destiny - The Taken King (PS4)
- Elder Scrolls Online Tamriel Unlimited (PS4)
- Assassin's Creed Syndicate
- Fallout 4